Ms. Joseph has a proven record of accomplishment in leadership, strategic planning, grant writing, marketing communications and program design strategies and implementation. With over 25 years of experience in the financial services industry, she brings a wealth of knowledge in financial products including those providing access to capital, supply chain management, diversity initiatives, multicultural marketing, and management. She has leveraged her expertise to help for-profit businesses and nonprofit organizations achieve their goals and objectives to scale for growth, stability, and wealth, creating initiativesthat connect and leveragegovernment contracting opportunities, certification, operations management, financing, and communications. She currently serves as the Director of Programs for the US Black Chambers, Inc. (USBC), leading with counsel, guidance, andmanagement expertise indesigning and implementing programs for Black and minority businesses to help them scale and grow. Her work has enabled USBC to serve thousands of Black businesses with digital/virtual programs and support Black chambers in the past two years. Ms. Joseph launched specialized programs like the USBC credit card, emerging loan/grant programs and financial education programs. She manages key relationships with corporate partners like American Express, Google, Facebook, JP Morgan Chase, Truist, Wells Fargo and government agencies including the US Small Business Administration (SBA), Opportunity Finance Network (OFN), the Minority Business Development Agency (MBDA) and the Office of Small and Disadvantaged Businesses (OSDBU) divisions in federal government agencies. Ms. Joseph is a graduate of Fordham University with a B.S. degree in Psychology and received her M.S. degree in Organizational Psychology from Columbia University. She is a member of Delta Sigma Theta Sorority, Incorporated and has served on nonprofit boards. She is married and has three children.